Market Insights
Live statistics and smart comparisons computed from every rate currently tracked — not predictions, just a clearer view of what's actually on offer right now.
Profit rates are provisional/expected, not guaranteed — actual profit distributed depends on each bank's real earnings for the period.
Highest rate tracked right now
10.50% — Islami Bank Bangladesh · Mudaraba Term Deposit Receipt · 3yr
Smart Market Insights
Auto-generated from today's tracked rates — a rule-based reading of the numbers, not a forecast of where rates are headed.
Bank FDR out-prices recurring DPS by 1.50 pts
Best tracked bank FDR rate: 10.50%. Best tracked bank DPS rate: 9.00%.
20 of 109 tracked rates beat current inflation
Best margin above 8.32% inflation (July 2026, Bangladesh Bureau of Statistics (BBS), via bssnews.net): +2.18 pts.
Locking longer pays: 1mo to 5yr bank FDR gains 1.25 pts
1mo: 5.25% · 5yr: 6.50%, best tracked bank rate at each tenure.
Top 10 rates right now
The single best-paying options across every institution, product, and tenure we track.
Fixed Deposit (FDR) yield curve
Best FDR rate offered at each tenure, by institution type. A rising curve means longer commitments pay more — compare how steeply each category rewards patience.
DPS yield curve
Same idea for recurring monthly-deposit schemes.
FDR by category
DPS by category
FDR rate heatmap
Top institutions by best rate, across the most commonly offered tenures. Darker means a higher rate.
| Institution | 1m | 3m | 6m | 1y | 2y | 3y |
|---|---|---|---|---|---|---|
 Islami Bank Bangladesh | 5.25 | 9.50 | 9.80 | 10.00 | 10.20 | 10.50 |
 Dhaka Bank | — | — | — | 9.60 | 9.00 | 9.00 |
 Jamuna Bank | — | 9.00 | 8.75 | 8.50 | — | — |
 Agrani Bank | 3.50 | 7.50 | 7.75 | 8.00 | — | — |
 Mutual Trust Bank | 3.00 | 7.75 | 8.00 | 8.00 | 8.00 | 8.00 |
 NCC Bank | 3.25 | 7.75 | 7.75 | 8.00 | 7.75 | 7.50 |
 IFIC Bank | 5.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 |
 Eastern Bank | 3.00 | 7.25 | 7.50 | 7.25 | 7.25 | 7.25 |
 United Commercial Bank | 3.50 | 7.43 | 7.43 | 7.43 | 7.43 | 7.43 |
 Prime Bank | 2.00 | 5.50 | 6.50 | 6.50 | 6.50 | 6.50 |
 Bank Asia | 3.73 | 6.33 | 6.50 | 6.50 | 6.50 | 6.50 |
 The City Bank | 1.25 | 5.00 | 5.75 | 5.75 | 6.00 | 6.00 |
Government instruments compared
Sanchayapatro variants, Treasury Bonds, and Treasury Bills, side by side.
Who we track
By the numbers
Bank
10.50%
Best FDR rate found
Avg of best rates: 7.92% across 12 products
Digital Bank
No FDR data yet.
Government
No FDR data yet.
Investment Organization
No FDR data yet.
Rate trends over time
Tracking since 8/30/2026 — 32,593 snapshots across 76 days.