Market Insights
Live statistics and smart comparisons computed from every rate currently tracked — not predictions, just a clearer view of what's actually on offer right now.
Highest rate tracked right now
11.98% — Bangladesh Bank / National Savings Directorate · Pensioner Sanchayapatra · 5yr
Smart Market Insights
Auto-generated from today's tracked rates — a rule-based reading of the numbers, not a forecast of where rates are headed.
Bank FDR out-prices recurring DPS by 0.50 pts
Best tracked bank FDR rate: 10.50%. Best tracked bank DPS rate: 10.00%.
189 of 429 tracked rates beat current inflation
Best margin above 8.32% inflation (July 2026, Bangladesh Bureau of Statistics (BBS), via bssnews.net): +3.66 pts.
Shorter locks pay more: 1mo bank FDR beats 10yr by 1.25 pts
1mo: 9.00% · 10yr: 7.75%, best tracked bank rate at each tenure.
Top 10 rates right now
The single best-paying options across every institution, product, and tenure we track.
Fixed Deposit (FDR) yield curve
Best FDR rate offered at each tenure, by institution type. A rising curve means longer commitments pay more — compare how steeply each category rewards patience.
DPS yield curve
Same idea for recurring monthly-deposit schemes.
FDR by category
DPS by category
FDR rate heatmap
Top institutions by best rate, across the most commonly offered tenures. Darker means a higher rate.
| Institution | 1m | 3m | 6m | 1y | 2y | 3y |
|---|---|---|---|---|---|---|
 Islami Bank Bangladesh | 5.25 | 9.50 | 9.80 | 10.00 | 10.20 | 10.50 |
 IFIC Bank | 9.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
 LankaBangla Finance | — | 9.00 | 9.50 | 9.75 | 9.50 | 9.50 |
 Dhaka Bank | 4.00 | 7.50 | 7.25 | 9.60 | 9.00 | 9.00 |
 The City Bank | 1.25 | 6.35 | 6.35 | 9.50 | 9.50 | 9.50 |
 United Commercial Bank | 3.50 | 7.43 | 7.43 | 9.00 | 9.00 | 9.00 |
 Jamuna Bank | — | 9.00 | 8.75 | 8.75 | — | — |
 Prime NOW | — | — | 8.75 | 9.00 | 8.75 | 8.75 |
 Southeast Bank | — | 8.75 | 8.75 | 9.00 | 8.25 | 8.25 |
 Rupali Bank | — | 8.25 | 8.50 | 8.75 | 8.75 | 8.75 |
 Sonali Bank | — | 8.00 | 8.25 | 8.50 | 8.50 | 8.50 |
 Janata Bank | — | 8.00 | 8.25 | 8.50 | 8.50 | — |
 Agrani Bank | 3.50 | 8.00 | 8.25 | 8.50 | 8.50 | 8.50 |
 BRAC Bank | — | — | 7.00 | 7.25 | 7.25 | 7.25 |
Government instruments compared
Sanchayapatro variants, Treasury Bonds, and Treasury Bills, side by side.
Who we track
By the numbers
Bank
10.50%
Best FDR rate found
Avg of best rates: 8.21% across 33 products
Digital Bank
9.00%
Best FDR rate found
Avg of best rates: 9.00% across 1 product
Government
No FDR data yet.
Investment Organization
9.75%
Best FDR rate found
Avg of best rates: 8.83% across 3 products
Rate trends over time
Tracking since 8/30/2026 — 32,593 snapshots across 76 days.